As of yesterday morning of about 8:46 a.m., I found a new obsession. I was scrolling through my Twitter feed when I came across an article about a blogger who was on his way to making a million dollars from blogging (already at $400k)… crazy, right? 

Anyways, I stumbled upon his blog and found lots of good tips and tricks about budgeting, saving, etc. and since we are trying to save for a house, I will take any of the tips that I can get!

crazyrunninggirl.digit

 

One of the things I found on his blog was a story about Digit, a new savings platform. The idea behind it is that it uses robots and computers to help determine how much money you can save without even knowing. It will analyze your spending patterns to figure out when it can take a few dollars and put into your savings account without impacting your current lifestyle, which I think is the hardest thing when it comes to saving.

So, it will siphon away a few dollars here and there without you even feeling like it’s gone. This money will be transferred into an FDIC insured account and you will see the money rack up over time. 

So, what’s the catch? 

Well, you don’t get interest on your money. Which is kind of a bummer, but considering I have made a whopping three cents in interest in my Chase savings account over the past few years, I don’t think I will miss it very much. 

I love the idea behind this because sometimes it can be hard to save when you physically feel yourself put that money away and you see that money sitting in that account day in and day out. 

I signed up last night and it said that it would take a few days before it made my first deposit. So, right now my account looks like this:

crazyrunninggirl.digit-dashboard

 

If you want to give it a try, check it out here (<— note: signing up with my invitation will help me boost my savings account a little bit!) and let me know what you think!

 

Are you a spender or a saver? 

Any fun savings tricks? Always looking for new wisdom!



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